← All procedures
Compliance · Nigeria

Register with SCUML (EFCC) — DNFI AML

Anti-money-laundering registration for Designated Non-Financial Institutions with SCUML (EFCC): confirm DNFI status → register online → verification & certificate. Required to keep a corporate bank account.

3
steps
2
agencies involved
Who you will deal with
SCUML / EFCCSCUML
The steps
  1. 1Confirm DNFI status
    Agency
    SCUML / EFCC
    What is required
    Confirm the business is a Designated Non-Financial Institution/Profession under the Money Laundering Act s.25 (e.g. real estate, jewellers, car/luxury dealers, accountants, hotels, casinos, supermarkets, NGOs).
    Documents
    Business classification
    Typical timeline
    Assessment
  2. 2Register online
    Agency
    SCUML
    What is required
    Register on the SCUML portal, complete the form with accurate information and upload the required documents.
    Documents
    Company documents; CAC certificate
    Typical timeline
    Online registration
  3. 3Verification and certificate
    Agency
    SCUML / EFCC
    What is required
    Present the original Certificate of Incorporation for scrutiny; SCUML issues the certificate (~21 working days). Required to operate legally and to keep a bank account.
    Documents
    Original CIC for scrutiny
    Typical timeline
    ~21 working days

Primary source: https://www.scuml.org/ · confidence: high

The numbers behind the decision

Knowing the process is half of it. ONYX also tracks the operating environment you are entering — daily grid generation, official FX, state-level input prices and inflation, and sector output — each figure source-linked and dated.

ONYX publishes what the responsible agencies publish, with a link to each source. Requirements, fees and timelines change, and an officer's reading of a rule can differ from the published text. Verify against the linked source before you commit money — this is reference information, not legal advice.

ONYX Data & Intelligence · hello@onyxdata.io